Sections and subsections

References
All citations in the text should refer to:
- Single Author: the Author's name (without initials, unless there is ambiguity) and the year of publication;
- Two Authors: both Authors' names and the year of publication;
- Three or more Authors: first Author's name followed by "et al." and the year of publication.
Examples: "as demonstrated in (Allan, 1996a, 1996b, 1999; Allan and Jones, 1995). Lee et al. (2000) have recently shown"

In the references list references should be arranged first alphabetically and then further sorted chronologically if necessary. More than one reference from the same Author(s) in the same year must be identified by the letters "a", "b", "c", etc., placed after the year of publication.

Reference to a journal publication:
-Griffiths W, Judge G. Testing and estimating location vectors when the error covariance matrix is unknown. Journal of Econometrics 1992; 54; 121-138
(note that journal names are not to be abbreviated).

Reference to a book:
-Hawawini G, Swary I. Mergers and acquisitions in the U.S. banking industry: Evidence from the capital markets. North-Holland: Amsterdam; 1990.

Reference to a chapter in an edited book:
-Brunner K, Melzer AH 1990. Money Supply. In: Friedman BM, Hahn FH (Eds), Handbook of monetary economics, vol.1. North-Holland: Amsterdam; 1990. p. 357-396.

Citing and listing of Web references
As a minimum, the full URL should be given. Any further information, if known (Author names, dates, reference to a source publication, etc.), should also be given. Web references can be listed separately (e.g., after the reference list) under a different heading if desired, or can be included in the reference list.