Fordham University Health InsuranceAs you may have learned recently, we are making improvements to the health insurance benefits program that will go into effect January 1, 2015.
The new program meets the requirements of the Affordable Care Act (ACA) while continuing to offer faculty, administrators, and staff a choice of competitive, affordable health, dental, and vision benefits. It reflects much research and input from the Faculty Senate, the Administrators Conference, the Senate’s Salary and Benefits Committee, and a special ad hoc Committee on Health Insurance.
The changes offer coverage that is the same or better than our current program and include:
- Four new medical options — two familiar options and two brand new options — under a single carrier: UnitedHealthcare (UHC)
- A new dental plan through Cigna that offers two options for coverage
- A new vision plan through Vision Service Plan (VSP), also offering two options
- A new, faster and easier online enrollment process October 10 - November 7
We are in the process of finalizing the percentage of the program costs you will pay for benefits under these new plans. We anticipate having a decision on payroll contributions during September and will update this section at that time.
In addition, the University will provide additional, enhanced benefits to further help you and your family obtain or stay in good health. You do not need to enroll for these automatic programs. They include:
- An Employee Assistance Program (EAP) to assist you with a range of issues that may require counseling.
- Health Advocate — a health care advocacy and system navigation assistance service.
- An array of decision tools to help you make the best choice for your family.
- A critical illness benefit that offers financial protection if you become seriously ill or injured.
- Identity theft protection to help you manage the logistics and restore your credit if you are a victim of identity theft.
- 24-hour travel assistance to help you plan ahead and manage emergencies, particularly if you are traveling abroad.
You can expect to receive more information as it is finalized via email, print, and through this website. Beginning in October, you will also have an opportunity to discuss the details and ask questions in small group information seminars.
For now, you may: