Fordham University            The Jesuit University of New York
 


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Private Education Loans Self Certification









Private Education Loan Self Certification


Congress has mandated that private loan lenders require borrowers to complete a Private Education Loan Applicant Self-Certification Form when requesting any private education loans. The self-certification form must be submitted to your lender. Forms should NOT be sent to Fordham University. It must be completed by the borrower and sent to the lender that you are applying with. While we cannot fill out this form for you, we can give you the information needed to complete the form.

Your cost of attendance and estimated financial assistance are needed to fill out section 2 of the form. They are available in the financial aid component of your my.fordham.edu account. To access it, log in to your my.fordham.edu and click on the financial aid login to access your account. Click on the "Messages" tab. There will be a message labeled, "Please use this information to fill out your Private Education Loan Self Certification Form." This message lists your personalized cost of attendance and estimated financial assistance. You will also have to write in the difference between these two figures on line C.

Once the form is complete please return it to your lender.

If have not yet completed the Free Application for Federal Student Aid (FAFSA) you should do so immediately to determine your federal, state and other eligibility for aid. Fordham may request additional information upon review of your FAFSA.

Students who meet all the federal requirements to receive federal aid may be eligible for Federal Direct Unsubsidized loans in the amounts listed below:

Annual Federal Unsubsidized Loan Limits
 
Total Federal Unsubsidized Loan Eligibility
All Grad Students
$20,500


Private Education Loans should be considered as a last resort only after applying for Federal Loans. Federal loans have fixed interest rates, cancellation provisions, unemployment and economic deferment provisions, as well as consolidation options that are not available to the private loan borrower.

You will need to contact the lenders directly in order to obtain any additional information and to apply for a private education loan. We will process a loan with any private/alternative lender you wish.

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