Readings from What Color Is Your Mortgage?

What color is your mortgage - readings and links

What Color Is Your Mortgage: Fair Housing Issues and the NYC Mortgage Crisis

Readings for CLE/ September 9 , 2015

Please email for a copy of the power-poimt: orourke3@law.fordham.edu 

Book:

Black Wealth/White Wealth: A New Perspective on Racial Inequality Melvin L. Oliver & Thomas M. Shapiro, (2006).

Research and White Papers:

Through Boom and Bust: Minorities, Immigrants and Homeownership, Rakesh Kochhar Associate Director for Research, Ana Gonzalez-Barrera Research Analyst, with Daniel Dockterman Research Assistant. Pew Hispanic Center

http://www.pewhispanic.org/files/reports/109.pdf

Jeopardizing Hispanic Homeownership: Predatory Practices in the Homebuying Market . Janis Bowdler

http://www.nclr.org/images/uploads/publications/31596_file_IB_15_Predatory_Lending.pdf

New analysis of non-traditional mortgage borrowers shows less wealthy, weaker credit than industry suggests African Americans, Latinos More Likely to Receive Negatively Amortizing Mortgages . Consumer Federation of America.

http://www.consumerfed.org/pdfs/Exotic_Toxic_Mortgage_Release052406.pdf

Racial Disparities in Subprime Home Mortgage Lending in New York City: Meaning and Implications Richard Marsico and Jane Yoo

http://www.nylslawreview.com/wp-content/uploads/sites/16/2013/11/53-4.Marsico-Yoo.pdf

Foreclosures, integration, and the future of the fair housing act john p. Relman

http://www.prrac.org/projects/fair_housing_commission/los_angeles/relman.pdf

Race, Homeownership and Wealth Thomas M. Shapiro

http://openscholarship.wustl.edu/cgi/viewcontent.cgi?article=1242&context=law_journal_law_policy

Predatory Lending: An Overview By James H. Carr and Lopa Kolluri

http://www.knowledgeplex.org/kp/report/report/relfiles/FinancialServices.pdf

Subprime Debacle Traps Even Very Credit-Worthy, Rick Brooks and Ruth Simon

http://www.wsj.com/articles/SB119662974358911035

Reflections on the past, looking to the future: the fair housing act at 40 John A. Powell

https://mckinneylaw.iu.edu/ilr/pdf/vol41p605.pdf

BAC Home Loans (f/k/a Countrywide) v. Beverly Ramsey,

http://www.newyorklawjournal.com/id=1202672577619/BAC-Home-Loans-Servicing-LP-fka-Countrywide-Home-Loans-Servicing-LP-Plaintiffs-v-Beverly-Ramsay-aka-Beverley-Ramsay-et-al-Defendants-2424009

Lost Ground, 2011: Disparities in Mortgage Lending and Foreclosures. November 2011. Gruenstein Bocian, Debbie, Wei Li, Carolina Reid and Roberto G. Quercia. Available from the Center for Responsible Lending

http://www.responsiblelending.org/mortgage-lending/research-analysis/Lost-Ground-2011.pdf