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Loan Limits

All Dependent Undergraduates

Freshman
Maximum Subsidized Eligibility: $3,500
Unsubsidized Eligibility: $2,000
Total Eligibility: $5,500

Sophomore
Maximum Subsidized Eligibility: $4,500
Unsubsidized Eligibility: $2,000
Total Eligibility: $6,500

Junior and Senior
Maximum Subsidized Eligibility: $5,500
Unsubsidized Eligibility: $2,000
Total Eligibility: $7,500

All Independent Undergraduates and Dependent Undergraduates with a PLUS Denial

Freshman
Maximum Subsidized Eligibility: $3,500
Unsubsidized Eligibility: $6,000
Total Eligibility: $9,500

Sophomore
Maximum Subsidized Eligibility: $4,500
Unsubsidized Eligibility: $6,000
Total Eligibility: $10,500

Junior and Senior
Maximum Subsidized Eligibility: $5,500
Unsubsidized Eligibility: $7,000
Total Eligibility: $12,500

Aggregate Lifetime Limit

$23,000 Subsidized
$31,000 Total

$57,500 Total for independent students or students whose parents have been denied a PLUS Loan

Students can only borrow up to their total Cost of Attendance (COA) minus other aid.