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Benefits Summary for Adjunct Faculty

Active Employee Benefits Summary for Adjunct Faculty

Bronze Medical Plan
Adjuncts are eligible beginning of the month after the date of hire, or if hired on the first of the month, eligible on the first of the month.

The Plan is administered by UnitedHealthcare covers both in-network and out-of-network care, with lower costs for in-network providers. The plan covers the full cost of eligible prescription drugs, subject to the medical deductible below. The plan covers the full cost of eligible in-network preventive care, with no deductible and no coinsurance. For non-preventive care, you share a portion of the cost as follows:

Medical Plan Coverage
  Single Coverage In-Network Single Coverage Out-of-Network Family Coverage In-Network Family Coverage Out-of-Network
Annual Deductible $2,600 $5,000 $4,600 $9,000
Coinsurance 30% 50% 30% 50%
Annual Out-of-pocket Maximum $6,200 $12,400 $12,400 $24,800

Fordham University Tax-Deferred Annuity Plan
The Fordham University Tax-Deferred Annuity Plan (TDA) is designated for voluntary contributions made by the employee. All employees are eligible to contribute to the TDA Plan without a waiting period. The voluntary contributions to the TDA Plan are unmatched and are subject to the IRS limits for individual annual contribution amounts. The TDA Plan also allows after-tax or Roth contributions. Contributions to either or both plans can be made to investment options offered by TIAA-CREF and Fidelity Investments.