How to Apply for a Federal Direct Unsubsidized Loan

Requesting Your 2025-26 Loan (Fall ‘25, Spring ‘26 & Summer ‘26):

Step 1: File the 25-26 Free Application for Federal Student Aid (FAFSA)

Step 2: Visit our Application Page*.

Step 3: Complete the Graduate Unsubsidized Loan Request Form

Important Details for Completing Your Loan Request

  • The number of credits you plan to enroll in helps determine your budget and loan eligibility.
  • Please allow two weeks for your loan request to be processed.
  • If your actual enrollment is fewer credits than reported on your loan request, the University may reduce your loan amount accordingly.
  • If you select a loan period covering multiple terms, your total loan amount will be evenly distributed across those terms.

Requesting a Loan Adjustment

If you need to modify your loan request, email [email protected] from your Fordham email address.

Recommended Email Format:

  • Subject Line: Federal Unsubsidized Loan Request Adjustment
  • Body: "Please (increase/decrease) my Federal Unsubsidized Loan by ($XX) for the (fall semester/spring semester/academic year)."