How to Apply for a Federal Direct Unsubsidized Loan

Please allow three weeks for the processing of your loan request. 

Requesting Your 2021-22 Loan (Fall ‘21, Spring ‘22 & Summer ‘22):

Step 1: File the 21-22 Free Application for Federal Student Aid (FAFSA)
You must have an FSA ID to provide an electronic signature on the FAFSA.  

Step 2: Visit our Application Page

Step 3: Complete the Appropriate Loan Request Form

Details to keep in mind when completing your loan request:

  • The number of credits for which you plan to enroll helps determine your budget and loan eligibility.
  • The University may decrease your loan amount if your actual enrollment is fewer credits than the number you reported on your loan request. 
  • If you choose a loan period that includes more than one term, your total loan amount will be spread evenly across the number of terms you choose
  • If you would like to make any changes to your request, email us at from your Fordham Email Address.
  • Recommended Subject Line "Federal Unsubsidized Loan Request Adjustment"
  • Recommended Body: "Please (increase/decrease) my Federal Unsubsidized Loan by ($xx) for the (fall semester/spring semester/academic year)"