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How to Apply for a Federal Direct Unsubsidized Loan

Please allow a minimum of 3 weeks for the processing of your Federal Direct Unsubsidized Loan Request.  


Step 1: File the 20-21 Free Application for Federal Student Aid (FAFSA)

You must have an FSA ID to provide an electronic signature on the FAFSA.  If you are a new applicant, you should create an FSA ID before beginning your FAFSA.


Step 2: Submit your Federal Direct Unsubsidized Loan Request

Details to keep in mind when completing your loan request:

  • The number of credits for which you plan to enroll helps determine your budget and loan eligibility.
  • The University may decrease your loan amount if your actual enrollment is fewer credits than the number you reported on your loan request. 
  • If you choose a loan period that includes more than one term, your total loan amount will be spread evenly across the number of terms you choose
  • If you would like to make any changes to your request, email us at financialaid@fordham.edu from your Fordham Email Address.
    • Recommended Subject Line "Federal Unsubsidized Loan Request Adjustment"
    • Recommended Body: "Please (increase/decrease) my Federal Unsubsidized Loan by ($xx) for the (fall semester/spring semester/academic year)"