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How to Apply for a Federal Direct Unsubsidized Loan

Please allow three weeks for the processing of your loan request.

Requesting Your 2020-21 Loan (Fall ‘20, Spring ‘21 and Summer ‘21)

Step 1: File the 20-21 Free Application for Federal Student Aid (FAFSA) by June 30, 2021
You must have an FSA ID to provide an electronic signature on the FAFSA.

Step 2: Visit our Application Page.
You must select the 2020-21 Award Year at the top right corner of the page. (The page will default to Award Year 2021-22.)

Step 3: Complete the Appropriate Loan Request Form

Requesting Your 2021-22 Loan (Fall ‘21, Spring ‘22 and Summer ‘22):

Step 1: File the 21-22 Free Application for Federal Student Aid (FAFSA)
You must have an FSA ID to provide an electronic signature on the FAFSA.

Step 2: Visit our Application Page.

Step 3: Complete the Appropriate Loan Request Form

Details to keep in mind when completing your loan request:

  • The number of credits for which you plan to enroll helps determine your budget and loan eligibility.
  • The University may decrease your loan amount if your actual enrollment is fewer credits than the number you reported on your loan request. 
  • If you choose a loan period that includes more than one term, your total loan amount will be spread evenly across the number of terms you choose
  • If you would like to make any changes to your request, email us at financialaid@fordham.edu from your Fordham Email Address.
  • Recommended Subject Line "Federal Unsubsidized Loan Request Adjustment"
  • Recommended Body: "Please (increase/decrease) my Federal Unsubsidized Loan by ($xx) for the (fall semester/spring semester/academic year)"