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Apply for a Graduate PLUS Loan

Step 1: Secure a Grad PLUS Credit Decision

  • Log in to studentloans.gov and select the "Request PLUS Loan" link
  • Select "Graduate PLUS" as your loan type and complete credit check.
  • Select the Award Year (summer 2018 is part of the 2017-2018 aid year)
  • Continue to step 2 if you are approved. See options below if you are denied.

Step 2: Complete an Entrance Counseling Session and Master Promissory Note (MPN) at studentloans.gov if you have not previously completed them.

Step 3: Submit your Grad PLUS Request


If you are credit denied, you have two options:

  1. Appeal* - Log in to studentloans.gov and select the "Document Extenuating Circumstances".
  2. Secure an Endorser (cosigner)* - Provide your endorser with the "Endorser Code" provided to you with your credit decision. Have your endorser log in to studentloans.gov, select "Endorse PLUS Loan" to begin the process.

* Students subsequently approved must complete a "PLUS Counseling" session at studentloans.gov.