PLUS Denial Options
- Appeal your credit decision by documenting extenuating circumstances.*
- Get an Endorser* – You may add an endorser (co-signer) to your PLUS Application. They will need the ‘Endorser Code’ from your initial PLUS Request to complete the process.
- Additional Unsubsidized Loan – Students whose parents have been denied a PLUS loan are eligible for an additional $4,000 (freshmen/sophomores) or $5,000 (juniors/seniors) in Direct Unsubsidized Loans. See fordham.edu/finaid/stafford for details.
* Parents who are subsequently approved as a result of an appeal or obtaining an endorser are required to complete an online “PLUS Credit Counseling” session.